VantaPay · Plans & Pricing
From $14.99 a month.
6 plans, month to month. No setup fee, and you can move up or down whenever you want.
Pick by headcount
How many people work in your shop?
Growth
The sweet spotThe full growth engine
Or pay yearly and get 1 month free
Up to 10 team members
A shop ready to drive repeat visits and fill quiet days.
Everything in Essential, plus:
- SMS & email marketing
Campaigns to your whole client list in a few taps
- Flash deals
Spin up limited-time offers to fill slow days
- Memberships
Sell recurring memberships & prepaid packages
- Gift cards
Sell and redeem digital gift cards, online or in person
Plus the core kit, in every plan
- Card payments
- Invoices & payment links
- Online booking
- Client management
- Payouts & balance
No card needed · cancel anytime
Compare all plans
Every plan includes everything in the plans above it.
The essentials are in every plan
Transaction pricing
You only pay when you get paid
A clear rate per payment type, on top of your plan — no monthly minimums, no lock-in.
Card payments
Everyday- In-person, with terminal3.49% + 10¢
- Tap to Pay on phone3.59% + 15¢
- Online, invoices & payment links3.69% + 30¢
- Manually entered cards4.19% + 30¢
Buy Now, Pay Later
Premium option- Klarna6.99% + 30¢
- Affirm — Standard6.99% + 30¢
- Affirm — Enhanced8.99% + 30¢
- Cash App Afterpay6.99% + 30¢
- Zip — Pay in 45.99% + 30¢
- Sunbit6.99% + 30¢
Offer flexible payment options with BNPL. Let clients split larger purchases — tattoos, packages, courses, events — while your business gets paid upfront.
International transactions, currency conversion, disputes, chargebacks, and other network or provider fees may be passed through to the merchant.
SMS Marketing
Every plan includes SMS for reminders and confirmations — the monthly allowance scales with your plan. Need more? Add a monthly pack from $14.99, or top up a prepaid balance for occasional overflow.
Need more? Add a monthly pack
Billed by segment (160 chars; longer messages count as 2+). Add a monthly pack for a lower per-message rate, or top up a prepaid balance for occasional overflow.
Refer & Earn Free Months
Know another business that could use VantaPay? Refer them and earn rewards.
Share your unique referral link
They sign up and pick a plan
You get 1 free month for each referral
No limit on referrals. The more you refer, the more free months you earn.
Special Option
Zero-Cost Processing
Offset processing costs with clear cash and card pricing options.
Special Option
Zero-Cost Processing
Offset card processing costs with clear, compliant pricing options.
VantaPay Zero-Cost Processing is designed for qualifying businesses that want to reduce or offset card processing costs using dual pricing or cash discount options.
Instead of absorbing the full cost of card processing, your business can show customers clear payment options before checkout.
Simple example
- Cash price
- $100.00
- Card price
- $103.99
This helps your business protect margins while giving customers transparent payment choices.
Best for
Businesses that want to reduce processing costs, protect profit margins, and offer customers clear payment options.
What's included
- Payment processing setup
- Terminal options for qualifying accounts
- Dual pricing or cash discount support
- Required signage and disclosure guidance
- Clear checkout presentation
- Transaction dashboard and reports
- Staff training support
- Ongoing account support
Important
Zero-Cost Processing is available only for qualifying businesses where permitted by applicable laws, payment method rules, card network rules, processor requirements, and compliance approval. Availability may vary by business type, location, and payment setup.
Zero-Cost Processing does not mean payment processing has no cost. It means eligible businesses may be able to offset processing costs by presenting customers with clear cash and card pricing options. Required disclosures, signage, checkout presentation, and receipt details may vary. Approval is required.
Transaction pricing
Fees are separate from your monthly plan
Transaction fees are separate from monthly plan pricing and may vary by payment method.
Standard Payments
EverydayBuy Now, Pay Later
Premium optionOffer flexible payment options so your customers can split larger purchases while your business gets paid upfront.
Zero-Cost Processing
Qualifying businesses may be eligible for Zero-Cost Processing options designed to help offset card processing costs through compliant dual pricing or cash discount programs.
Custom pricing. Approval required.
Additional fees & disclosures
International cards, currency conversion, disputes, chargebacks, ACH returns, lost dispute fees, refunds, provider fees, and other network or payment method fees may be passed through to the merchant. Terminal availability, pricing, and approval may depend on business type, processing volume, underwriting, account status, and compliance requirements. Tax preparation tools are designed to help organize business information and documents. VantaPay does not provide legal, tax, or accounting advice.
Answers
Frequently asked questions
No long-term contracts · month-to-month