of what they pay, every month, for 12 months.

What you are actually recommending.

VantaPay is the software a business runs its day on — one app instead of the five it is paying for now. One chair or forty, one location or six. You will have to say this in your own words, so here it is in ours.

Booking and the calendar

instead of a booking app

Payments, in person and by link

instead of a card terminal

Client history and messaging

instead of a CRM and an email tool

Staff, hours and commissions

instead of scheduling and payroll

Their own website and marketing

instead of a site builder and a designer

An AI that answers the phone

instead of an answering service

Barbers, tattoo studios, salons, plumbers, cleaners, detailers, med spas — anything that books people in and takes money. From one person working alone to a chain running six locations off one login. The plans and what each one includes.

Those figures are the real arithmetic of the scenario in the label, run through the same engine that pays you — not a mock-up with nice numbers. Move the calculator further down and you get the same result.

The part everybody gets wrong.

You start earning on month one. You start getting paid later. Here is the whole thing.

What each plan is worth to you.

The shop picks its own plan when it signs up. Your 10% comes out of whatever it ends up paying.

Run your own numbers.

Pick the plan and how many shops you think you can send.

The fine print, at full size.

Six rules. All of them are here, and there is no seventh.

1. 01

   12 months per shop

   You earn from month 1 through month 12 on every shop you send. Month 13 pays nothing on that shop. The rest keep their own clock: the one you sent in March ends in March, not when your first one runs out.

2. 02

   Nothing is yours until they have paid 2 months

   A shop that pays once and vanishes is what a stolen card looks like, and the chargeback lands after we would have paid you. So the first 2 months sit on hold. Once payment 2 clears they all release together, month 1 included. If the shop leaves before that, none of it ever matures — not less, none.

3. 03

   Only while they keep paying

   If the shop cancels in month 5, you earned five months and it stops there. No penalty and nothing clawed back — it simply stops coming in. There are no grace months either: the commission follows the payment, not the calendar.

4. 04

   You are in the moment you finish, and we set your rate

   Anyone can sign up — a person or a company, whether or not you already use VantaPay. Nobody approves you: you finish the form and your code works from that second. 10% is the standard rate and it is what this page projects; your account carries the rate we set on it and your dashboard shows it. We can pause an account that abuses the program, and the rules below are what make that rare — nothing is yours until the shop has really paid.

5. 05

   W-9 first, and the 24% we may have to withhold

   Without a signed W-9 we cannot pay you. That is an IRS requirement, not a preference of ours — we ask for it right after you sign up, never inside the form itself, and we keep only the last 4 digits of your tax number. If the IRS has you flagged for backup withholding, we are required to hold 24% of each payment and send it to them. Your receipt shows the gross, the withheld amount and the net, every time.

6. 06

   30 days to mature, $50.00 to go out

   Each commission becomes payable 30 days after it is earned. If the shop asks for a refund inside that window, the commission reverses before the money has left — that is what keeps us from ever asking you for money back. A payment under $50.00 is not lost: it waits and goes out with the batch that clears the floor.

Four steps, and none of them is waiting for us.

1. 1

   Apply

   Two minutes, no account and no card. You leave this step with your code.

2. 2

   Tax details

   The W-9, with only the last 4 digits of your tax number.

3. 3

   Payouts

   Stripe checks who you are and holds the bank account your money lands in. This step asks you to sign in to a VantaPay account under the email you applied with.

4. 4

   Done

   Your link earns, and there is nothing stopping a payment.